Corporate Private Debt Management
La preuve par les actes
Help finance the real economy while supporting French and other European small and mid-sized companies in their development. Support an approach that fully integrates extra-financial criteria in order to identify companies’ sustainable trajectories.
Key figures
€1.9
Bninvested
+110
companies supported
8
funds launched
(including a Relance fund)
Isabelle Luy-Landes
Head of Corporate Private Debt
Investing in corporate private debt has a real impact on the economy by promoting sustainable development. Our strategy is based on our first-tier origination capacity, with multi-channel sourcing, particularly by Banque Postale, with its strong territorial footprint.
Key feature
of our offering
1.
Selects European companies, mainly French and small and mid-sized companies adhering to good ESG practices.
2.
Diversifies investments by economic sector, borrower (no more than 10%), and company size.
3.
Selects those opportunities offering the best risk/reward pairing.
4.
Maintains a moderate level of risk by selecting companies at least three years old having structured and secured documentation including financial covenants; and producing internal credit rating for each investment.
5.
Conducts an in-depth extra-financial study of the company with LBP AM’s SRI team.
6.
Produces ratings based on GREaT*, a proprietary methodology, that are taken into account in the investment decision.
7.
Systematic use of tailored extra-financial criteria addressing the challenges of the sector and company concerned.
8.
Reporting and monitoring (GREaT updating, carbon balance, etc.)
* GREAT: Responsible governance, sustainable management of natural and human resources, energy transition, regional development.